It is no surprise that we find ourselves in some seriously tough times financially. No matter how conservative a family has been with their spending, eventually the reality of being unemployed will catch up to them, the hope of being able to stay above water financially fades into oblivion. While it may seem that all hope is lost at this point, that is not the case. You can file for bankruptcy. While bankruptcy may seem impossible to do because you have no idea how to do it, there are many lawyers that specialize in bankruptcy law and are more than willing to help you through this process, for a fee of course. If bankruptcy seems like a choice that you are strongly considering making, then you need to find a lawyer. During your search for a lawyer that can help, there are a number of things that you strongly need to consider, and here a few of them:
Know Your Exact Costs Up Front
Once you meet with a lawyer, make sure that it is clear in writing what your fees are going to be. You have to realize that filing for bankruptcy can be costly, but you should know exactly what those fees are going to be. The last you want is for a lawyer to begin the process for you, but then have to stop because you are unable to pay fees that you didn’t know up front were going to be charged to you.
Don’t Hire a Jack of All Trades
My advice would be to hire a little, boutique firm where the lawyer who owns the firm does all the work. When you hire a large firm you may end up paying more because they have a bunch of overhead and advertising costs, but your case ends up being handled by a novice attorney. Find a lawyer that you can actually speak with who knows the ins and outs of bankruptcy law and deals with bankruptcy law exclusively. This will be the best choice for you in my opinion.
Read Up on Reviews
Reviews of past clients are essential for you to gauge the quality of service that the lawyer will probably be extending to you. When people write reviews they tend to say it how it is, so visiting third party review sites like Angies List can really give you a healthy perspective on what you can probably expect from the attorney should you choose to hire him or her.
Brandon Jones writes about bankruptcies. Here’s a good link to a solid bankruptcy firm.